About

Fenderiva began after a parking-lot scrape left one of our editors with three phone calls, two letters and no idea what an adjuster actually did.

The guides follow a claim in order, from the moment of the bump to the final payment, and stick to how things generally work.

We will never sell you a policy, estimate a premium, or pass your name to an agent. Our job ends at explaining how things work.

Fenderiva is published by The Nelson M Group LLC. It is an educational website only. We are not an insurance company, agency, broker, adjuster, law firm or repair shop.

We build each guide from general guidance, such as guidance from state insurance regulators, consumer groups and public consumer-education pages, and the Fenderiva editors at The Nelson M Group LLC review it. The review month is printed on the guide, and we go back over all of them at least once a year.

Spotted something wrong? Write to [email protected] with “Correction” in the subject line and we will look at it. If something here differs from your own official documents, those documents win.