Spec sheet 001 / Auto insurance information about claims
Small dent, big questions. Here is how a claim usually goes.
Fenderiva explains the insurance side of a minor accident: what details people collect at the scene, how a claim moves from report to repair, and the words that show up in claim letters. Educational only. We are not an insurer, adjuster or repair shop.
| At the scene | The details commonly exchanged and recorded. |
|---|---|
| The claim path | Report, adjuster, estimate and payment. |
| Claim vocabulary | Deductible, total loss and subrogation. |
Open a sheet
Claim step 1 / 6 min
After a fender-bender: the information people usually gather
A small collision is stressful even when nobody is hurt. Knowing what details are usually collected makes the next phone call easier.
Open spec sheet →Claim step 2 / 7 min
How an auto claim usually moves from report to repair
Most claims follow the same broad path, even though every insurer has its own process and timelines.
Open spec sheet →Claim step 3 / 5 min
Deductibles, total loss and other claim words
Claims come with their own vocabulary. A few words explain most of what you will read in the letters.
Open spec sheet →3claim step guides
0claims handled by us
0details shared with insurers